Ms. Moraleda is Team Leader – Account Management of Solutions Incorporated.Her fields of practice are health care, employee benefits and retirement plans.
 

Ms. Moraleda has been with Solutions for over ten years.
 

Since joining Solutions Incorporated, Ms. Moraleda has provided technical support in various technical consulting projects – including several actuarial studies on the private sector financing of family planning, technical review of the social health insurance of a province in North Luzon, health care benefits consulting of corporate accounts, and valuation and set-up of retirement plans.
 

Under Solution’s broking services team, Ms. Moraleda assists in Account Management: renewal process, negotiation with providers or insurers, plan launch, plan communication to employees, interpretation of contract provisions. She also assists in providing regular utilization reports and claims analysis. She handles health care, group life, personal accident and non-life insurance (e.g. Motor Car, Fire, CGL) plans of corporate accounts.
 

She is currently the Risk Manager of both Solutions Insurance Brokers, Inc. and Solutions, Incorporated.
 

Ms. Moraleda graduated with a bachelor’s degree in mathematics from the Ateneo de Manila University. She is an Affiliate of the Actuarial Society of the Philippines.